금리·인상·하락: Read Korean Economy Headlines (Numbers + Collocations)

Core meaning: “interest rate.”

Common collocations

• 금리를 올리다/인상하다geumrireul olrida/insanghada (raise rates)
• 금리를 내리다/인하하다geumrireul naerida/inhahada (cut rates)
• 금리를 동결하다geumrireul donggyeolhada (hold rates)
• 기준금리gijungeumri (base rate)

Example sentences

• 한국은행이 기준금리를 0.25%p 인상했다.hangugeunhaei gijungeumrireul 0.25%p insanghaetda.
  EN: The Bank of Korea raised the base rate by 0.25 percentage points.
• 금리 동결로 대출 이자 부담이 당분간 유지될 수 있다.geumri donggyeolro daechul ija budami dangbungan yujidoel su itda.
  EN: With rates held, loan interest burdens may persist for a while.

Core meaning: “a hike / raise” (noun). In headlines, it often implies an upward policy move.

Common collocations

• 금리 인상geumri insang (rate hike)
• 요금 인상yogeum insang (fee increase)
• 물가 인상mulga insang (price increases) — often better as 물가 상승mulga sangseung
• 인상 폭insang pok (size of the hike)

Example sentences

• 0.25%p 인상0.25%p insang은 “퍼센트가 아니라 포인트 기준으로 올렸다”는 뜻이다.
  EN: “A 0.25%p hike” means the rate increased by points, not by percent.
• 요금 인상yogeum insang은 지하철/전기/가스처럼 “요금”이 붙는 항목에 자주 쓴다.
  EN: “요금 인상” is common for fares/utilities.

Core meaning: “a fall / drop” (noun). Headlines love it for prices, indexes, and rates.

Common collocations

• 하락세harakse (downward trend)
• 급락geuprak (sharp drop)
• 하락 전환harak jeonhwan (turn to decline)
• 가격/지수/환율 하락gagyeok/jisu/hwanyul harak (price/index/exchange rate fall)

Example sentences

• 환율 하락hwanyul harak은 보통 “원화가 강해졌다(달러가 약해졌다)” 쪽 문맥에서 같이 나온다.
  EN: “Exchange rate fall” often appears with a stronger won context.
• 하락세가 이어지다haraksega ieojida는 “downtrend continues”로 고정 조합처럼 많이 쓴다.
  EN: “The downtrend continues” is a very common pattern.