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Master TOPIK Economy Headlines: 인상, 하락, and 동결

Learn essential TOPIK economy keywords like 인상, 하락, and 동결. Master Korean news headlines with our rewrite drill and quiz.

2/4/2026, 12:39:29 AM
Master TOPIK Economy Headlines: 인상, 하락, and 동결

Decoding Korean economic news requires mastering specific Sino-Korean nouns that replace everyday verbs to save space in headlines.

Summary

Korean news headlines often look like a string of nouns without any particles. This can be intimidating for TOPIK learners because the grammar you learn in textbooks—like using verbs with endings—is often stripped away in favor of concise Hanja-based terms.

In the economy section, the most frequent topics involve movement: prices going up, values going down, or rates staying exactly where they are. Understanding these three directions is the first step to scoring high on the TOPIK II reading section.

Instead of saying 'Prices rose,' a headline will simply say 'Price Rise.' This shift from active sentences to noun-heavy phrases is the 'headline style' that many intermediate students struggle to parse during timed exams.

Today we look at three essential terms used to describe interest rates, inflation, and market trends. By learning these, you can quickly identify the 'vibe' of a news snippet before even reading the full paragraph.

Quick cheat sheet

Expressions in this post

인상 - increase / hike
#1economyLv 4
인상
insang
increase / hike

Context note

This term is most commonly paired with money-related nouns like 금리geumri (interest rate), 물가mulga (prices), or 임금imgeum (wages). It implies an intentional or structural raise. In a TOPIK reading passage, if you see 인상insang, expect the following sentences to discuss the burden on consumers or the cooling of the economy.

Common pairing

최저임금 인상choejeoimgeum insang — Minimum wage hike

최저임금 인상 소식에 아르바이트생들이 기뻐했다.
choejeoimgeum insang sosige areubaiteusaengdeuri gippeohaetda.
Part-time workers were happy at the news of the minimum wage hike.
정부는 담뱃세 인상을 검토 중이다.
jeongbuneun dambaetse insaeul geomto juida.
The government is considering a cigarette tax increase.
하락 - fall / drop
#2economyLv 4
하락
harak
fall / drop

Context note

While 감소gamso means a decrease in quantity, 하락harak specifically refers to a drop in value, price, or status. It is the antonym of 상승sangseung (rise), but in headlines, it often competes with 인상insang when discussing market volatility. If a graph in a TOPIK question shows a downward line, 하락harak is the word you are looking for.

Common pairing

주가 하락juga harak — Stock price drop

수출 부진으로 인해 원화 가치가 하락했다.
suchul bujineuro inhae wonhwa gachiga harakhaetda.
The value of the Won fell due to poor exports.
주가 하락으로 투자자들이 불안해하고 있다.
juga harageuro tujajadeuri buranhaehago itda.
Investors are anxious due to the drop in stock prices.
동결 - freeze
#3economyLv 5
동결
donggyeol
freeze

Context note

Literally meaning 'frozen,' this is the go-to word for when the central bank decides not to change interest rates. It sounds very formal. You won't hear people use this for 'freezing' food in a casual way (that's 냉동naengdong); this is strictly for keeping a rate or a budget at its current level despite pressure to change it.

Common pairing

금리 동결geumri donggyeol — Interest rate freeze

미국 연준이 기준금리 동결을 결정했다.
miguk yeonjuni gijungeumri donggyeoreul gyeoljeonghaetda.
The US Fed decided on an interest rate freeze.
대학교 등록금 동결이 5년째 이어지고 있다.
daehakgyo deungrokgeum donggyeori 5nyeonjjae ieojigo itda.
The freeze on university tuition has continued for five years.

Rewrite Drill: Headline to Plain Korean

In the TOPIK exam, you must often match a headline to a full sentence. Practice converting these noun-heavy headlines into standard sentences.

  1. 유가 하락 지속yuga harak jisok유가가 계속해서 떨어지고 있습니다.yugaga gyesokhaeseo tteoreojigo itseupnida.
  2. 전기료 인상 검토jeongiryo insang geomto전기 요금을 올리는 것을 고민하고 있습니다.jeongi yogeumeul olrineun geoseul gominhago itseupnida.
  3. 기준금리 동결 결정gijungeumri donggyeol gyeoljeong기준 금리를 바꾸지 않기로 결정했습니다.gijun geumrireul bakkuji angiro gyeoljeonghaetseupnida.

Mini quiz

Pick one answer per question.
Q1
한국은행이 물가 안정을 위해 기준금리 ____을 발표했다. (The bank announced they will not change the rate.)
Q2
원자재 가격 ____으로 인해 제품 가격이 비싸졌다. (Due to the rise in raw material costs, product prices became expensive.)
Q3
수요가 줄어들면서 아파트 가격이 ____세로 돌아섰다. (As demand decreased, apartment prices turned toward a downward trend.)

Notes:

  • Q1: 동결donggyeol is the correct term for keeping a rate at its current level without change.
  • Q2: 인상insang refers to a price hike or increase, which explains why the final product became more expensive.
  • Q3: 하락harak describes a drop in value or price, matching the context of a downward trend.

Next steps

Give these 5 “spot the keyword” prompts a try:

  1. Look for 인상insang in the business section of a Korean portal site today.
  2. Find the antonym of 하락harak in a dictionary (Hint: it starts with sang).
  3. Practice saying 금리 동결geumri donggyeol three times fast; it's a common news anchor phrase.
  4. Write a sentence about your own 'salary' using 인상insang.
  5. Check if 동결donggyeol is used in a weather report (Hint: it usually isn't; they use 결빙gyeolbing for icy roads).
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